YANKHO PETRONELLA MOTOMOTO

Risk & Compliance Professional | Credit Management | M&E Specialist
P.0 box 1418, Lilongwe, Lilongwe, MW.

About

Dynamic Risk and Compliance professional with over two years of progressive experience in credit management, risk assessment, and monitoring & evaluation, driving business growth and ensuring regulatory adherence. Adept at leveraging strategic vision and technical expertise to mitigate risks, optimize operations, and enhance compliance frameworks within financial and development sectors. Proven ability to lead cross-functional teams and deliver high-impact results.

Work

National Economic Empowerment Fund (NEEF)
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Credit Officer

Lilongwe, Central Region, Malawi

Summary

Led comprehensive credit analysis and portfolio management to drive informed lending decisions and ensure compliance with financial regulations.

Highlights

Conducted comprehensive credit analysis for diverse clients, assessing creditworthiness to enable informed lending decisions and mitigate financial risk.

Managed and maintained a high-quality loan portfolio, ensuring stringent compliance with regulatory requirements and internal organizational policies.

Collaborated with cross-functional teams to develop and implement enhanced credit policies and procedures, streamlining operational efficiency.

Prepared and presented detailed monthly credit reports to senior management, highlighting key trends and providing actionable recommendations for strategic planning.

National Economic Empowerment Fund (NEEF)
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Risk and Compliance Officer

Lilongwe, Central Region, Malawi

Summary

Oversaw risk assessments and compliance monitoring to identify potential threats and ensure adherence to industry standards and organizational policies.

Highlights

Conducted thorough risk assessments to identify potential organizational risks and developed proactive mitigation strategies, minimizing impact on operations.

Monitored and reported on strict compliance with regulatory requirements, organizational policies, and industry standards, ensuring robust governance.

Collaborated with internal stakeholders to develop and implement comprehensive compliance policies and procedures, strengthening the internal control environment.

Prepared and presented quarterly compliance reports to senior management, delivering critical findings and actionable recommendations that informed strategic decisions.

Coburwas International Youth Organization to Transform Africa (CIYOTA)
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Assistant Programs Officer Intern

Kampala, Central Region, Uganda

Summary

Supported program development and implementation, contributing to strategic alignment and the establishment of robust monitoring and evaluation frameworks.

Highlights

Assisted in the development and implementation of key programs and projects, ensuring direct alignment with critical organizational objectives.

Conducted comprehensive research and analysis, providing data-driven insights that significantly informed program development and strategic implementation.

Collaborated effectively with internal stakeholders to develop and implement robust monitoring and evaluation (M&E) frameworks, enhancing program accountability and impact assessment.

Prepared and presented detailed program reports to senior management, effectively communicating key findings and recommendations for continuous improvement.

Education

Bugema University
Luweero, Central Region, Uganda

Bachelor of Business Administration

Economics

Matindi Girls Secondary School
Blantyre, Southern Region, Malawi

Malawi School Certificate of Education

General Studies

Languages

English

Fluent

Chichewa

Fluent

Skills

Financial Analysis

Financial Statement Analysis, Financial Projection.

Credit Management

Credit Analysis, Loan Portfolio Management, Credit Risk Assessment.

Project Management

Project Proposal Development, Presentation, Market Research.

Monitoring and Evaluation (M&E)

M&E Framework Design, M&E Implementation, Data Analysis, Program Outcome Reporting.

Leadership and Collaboration

Cross-functional Team Leadership, Stakeholder Collaboration, Senior Management Communication.

Communication

Analytical Communication, Problem-Solving.

Organizational Skills

Organizational Management, Leadership.

Software Proficiency

Microsoft Word, Microsoft Excel, Microsoft PowerPoint, Microsoft Outlook.

References

Ms. Emma Masina

National Economic Empowerment Fund, P.O. Box 779, Lilongwe, Cell: +265 882718761, Email: emma997masina@gmail.com

Mrs. Ndifanji Kabango

Malawi Housing Corporation, P.O. Box 114, Lilongwe, Cell: 0888834035 / 0999834035, Email: ndifa.mezas@gmail.com / kabango@mhcmw.org

Ms. Taonga Simwayi

FDH Bank, P.O. Box 512, Blantyre, Phone: 0888773279, Email: tmwenda@fdh.co.mw